5/16/2018 - Day 80

Bell- ringer:

• PERIOD 6/7 - Good Luck on your Final Today!!!

Objectives:

• Final Exam TODAY!!!
• Juniors - Per 6/7 , 9 & 10  -> Continue working on your Study Guides!!!  Let me know if you have any questions on anything!  

5/15/2018 - Day 79

Bell- ringer:

• Finish up your Study Guides - Due today in order to be choose to skip one question on the final!
•  Review for your final exam

Objectives:

• Final Review for Consumer Education
• PERIOD 9 & 10 -> Good luck on your final exam TODAY!!!

Today's Agenda:

1. Continue working the Final Exam Study Guide - This is due today!
2. Final Exam Review Presentation - use this to study for your final!!!
3. Jeopardy Review Game

5/14/2018 - Day 78

Bell- ringer:

• Finish up your Study Guides - Due tomorrow in order to be choose to skip one question on the final!
•  Review for your final exam

Objectives:

• Final Review for Consumer Education

Today's Agenda:

1. Continue working the Final Exam Study Guide - This is due today!
2. Final Exam Review Presentation - use this to study for your final!!!
3. Jeopardy Review Game

5/11/2018 - Day 77

Bell- ringer:

• High Cost of Health Insurance

Objectives:

• Describe need for Health Insurance coverage
• Explain the differences between the various Health Insurance Plans

Today's Agenda:

1. Insurance Notes   ( Slides 34 -52)  
1. Health & Homeowner/Renter Insurance Scenarios - Schoology
2. Continue working the Final Exam Study Guide - This will be due next week Monday
3. Final Exam Review Presentation - use this to study for your final!!!

5/10/2018 - Day 76

Bell- ringer:

• Auto- Insurance

Objectives:

• Describe need for Auto Insurance 
• Explain the differences between the various types of Auto Insurance coverage
• Understanding the Liability Policy 

Today's Agenda:

1. Auto Insurance Notes   
1. Auto Insurance Scenarios - On Paper or Online (if online - turn into Schoology) 

5/09/2018 - Day 75

Bell- ringer:

• Household Inventory
• To be completed with a partner -  in-class paper copy
• Imagine that your home was destroyed today and your insurance agent asked for a list all of your belongings kept in your room. From memory, create a list of the items in your room which would have perished. Using your chromebook, estimate the value of each item as well as the total amount for everything.

Objectives:

• Describe need for various types of home insurance coverage
• Explain the purpose of a Household Inventory 

Today's Agenda:

1. Insurance Notes   ( Slides 17 -26) 
1. Home Insurance Worksheet - On Paper or Online (Partner work)
1. Chapter Reading Link 
2. Article Link 
2. Continue working on the Study Guide
3. Final Exam Review Presentation - use this to study for your final!!!

5/08/2018 - Day 74

Bell- ringer:

• Recap of Handling Debt Problems 

Objectives:

• Describe the role of Insurance in Managing Risk
• Explain the Basics of Insurance

Today's Agenda:

1. Insurance Notes 
1. How Insurance Works - Vocab & Reading Questions (Schoology or Paper Copy)
2. Final Exam Study Guide - This will be due next week Monday
1. Final Exam - Important Vocabulary (optional) 

5/07/2018 - Day 73

Objectives:

• How to Handle Credit Card Debt
• Explain the Basics of Insurance

Today's Agenda:

1. Handling Debt Problems Notes
1. Handling Debt Questions & Vocab
1. Link to Reading
2. Electronic copy to be turned in on Schoology
2. Insurance Notes 
1. How Insurance Works - Vocab & Reading Questions (Schoology or Paper Copy)
1. Link to Reading

5/04/218 - Day 72

Bell- ringer:

• Reminder!!!! ->  The Shopping for a Credit Card Project is DUE TODAY!!!

Objectives:

• Explain the affect of interest on the cost of an item

Today's Agenda:

1. Shopping for Credit - Project Points!!!! 
1. Due TODAY!!!
2. Helpful websites
1. NerdWallet 
2. Credit Cards.com 
2. True Cost of Credit Article 
1. True Cost of Credit Worksheet - Handed out in Class
1. Credit Card Interest Calculator

5/03/2018 - Day 71

Objectives:

• Examine a Credit Card Application 

Today's Agenda:

1. Credit Card Notes 

Now its your Turn!!! 

1. Your Turn -> Shopping for Credit - Project Points!!!! 
1. Due FRIDAY!!!
2. Helpful websites
1. NerdWallet 
2. Credit Cards.com 

5/02/2018 - Day 70

Bell- ringer:

• Watch the Following Video on Credit Card Debt

Objectives:

• Explain the affect of interest on the cost of an item

Today's Agenda:

1. Notes on Credit Cards 
2. True Cost of Credit Article 
1. True Cost of Credit Worksheet - Handed out in Class
1. Credit Card Interest Calculator

5/01/2018 - Day 69

Bell- ringer:

• Loaning money to a friend?
• Think about a friend who, if asked, you would lend $100 to in a heartbeat.  Why would you lend to this friend? Make a list of characteristics about this person relating to why you would lend the money.
• Think about a friend who you would never, in a million years, lend $100.  Why not? Make a list of characteristics about this person relating to why you would NOT lend the money.

Objectives:

• Explain and discuss the different aspects of creditworthiness
• Describe the use of credit scores and credit reports

Today's Agenda:

1. Loaning Money to a Friend - Bellwork
2. Creditworthiness and How to Establish Credit Presentation
3. Deciding on Loan Applications - Creditworthiness in-class work 
1. Loan Application Review

4/30/2018 - Day 68

Bell- ringer:

• What is your opinion of Credit?  Fill out this survey link for your bell-ringer

Objectives:

• Explain the Basic Principle of Credit
• Analyze the Benefits, costs, and drawbacks of Credit

Today's Agenda:

1. Survey about your attitude on Credit Cards
2. Credit Basics Presentation
3. Assignments  - Submit through Schoology -> Financial Literacy Campaign ->  Credit -> Turn in Assignment Link Folder 
1. Credit Vocabulary 
2. Credit Reading Questions
4. Credit Video ( if you're interested in learning a little bit more)

4/27/2018 - Day 67

Objectives:

• Understanding the concept of Interest 

Today's Agenda:

1. Turn in your Exploring Interest - (Paper Copy in class) From Yesterday!
1.  Simple Interest Calculator 
2.  Compound Interest Calculator 
2. Life or Debt - Mother of All Debt
3. Finished Early? You can begin working on the following for Monday
1. Credit Reading 
2. Credit Vocab 

4/26/2017 - Day 66

Bell- ringer:

• Recap of Monopoly

Objectives:

• Understanding the concept of Interest 

Today's Agenda:

1. Turn in your Monopoly Spreadsheet from Yesterday on Schoology
1. Monopoly Recap Questionnaire
2. Interest Notes - Simple vs. Compound Interest - (Paper Copy in class)
3. Exploring Interest with Partners 
1.  Simple Interest Calculator 
2.  Compound Interest Calculator 
4. Finished Early? You can begin working on the following for Monday
1. Credit Reading 
2. Credit Vocab 

4/25/2017 - Day 64

Bell- ringer:

• Last Day of Monopoly!!!

Objectives:

• Understand the need to Balance a Checkbook.

Today's Agenda:

1. Turn in your Monopoly Spreadsheet TODAY on Schoology
2. Monopoly
1. Monopoly Spreadsheet -> You'll hand this in once we finish playing the game on Schoology
1. Record Each financial Transaction that you make (buying property, a house, paying rent, paying tax, etc)
2. Monopoly Rules 
3. If you're missing a property piece, use the extra title deeds ( use this link to get the information on the said property) 

4/24/2017 - Day 63

Bell- ringer:

• Day 2 of Monopoly!!!

Objectives:

• Understand the need to Balance a Checkbook.

Today's Agenda:

1. If you weren't here yesterday, please either form into a new group or join an existing group
2. Monopoly
1. Monopoly Spreadsheet -> You'll hand this in once we finish playing the game on Schoology
1. Record Each financial Transaction that you make (buying property, a house, paying rent, paying tax, etc)
2. Monopoly Rules 
3. If you're missing a property piece, use the extra title deeds which the sub has ( use this link to get the information on the said property) 

4/23/2017 - Day 62

Bell- ringer:

• 7 Reasons why its Important to balance a checkbook

Objectives:

• Understand the need to Balance a Checkbook.

Today's Agenda:

1. Turn in your  Check it out Document from last week!!!
2. Balancing a Checkbook - Understanding the need
3. Monopoly
1. Monopoly Spreadsheet -> You'll hand this in once we finish playing the game on Schoology
1. Record Each financial Transaction that you make (buying property, a house, paying rent, paying tax, etc)
2. Monopoly Rules 

4/20/2017 - Day 61

Bell- ringer:

• Turn in all missing work - Grades are due for me!

Objectives:

• How does Victor help out the Martinez Family? 

Today's Agenda:

1. Finish up with your  Check it out Document from yesterday - Turn it in via Schoology 
2. Life or Debt Episode - Distrust Fund 

4/19/2017 - Day 60

Bell- ringer:

• Should you "SHOP" for a Bank?

Objectives:

• Compare and Commercial Banks vs Credit Unions
• Identify the a bank and important financial services  that are important for you

Today's Agenda:

1. Compare Financial Institutions & How to Apply for a Bank Account
2. Complete the Check it out Document -> using the links provided, what are the benefits and restrictions on each type of checking account from the three banks that are listed? - Online copy only - Submit via Schoology

4/18/2017 - Day 59

Bell- ringer:

• How does a bank service its customers?

Objectives:

• Complete a Deposit Slip.
• Identify the different parts of a Check and complete one. 
• Understand the need to Balance a Checkbook.

Today's Agenda:

1. Checking Accounts, Deposit Slips, and Balancing a Checkbook
1. Checking Account Notes
2. Checking Account Worksheet - Handout presented in class
1. Checking Account Worksheet PDF

4/17/2017 - Day 58

Bellwork:

• Think about this question-
• What Role do Banks have in the Economy?
• Where does Money Come from?
• We will explore these answers today- so hold-on to your thinking!

Class Objectives:

• Explain why the role of banks in the economy

Today's Agenda:

1. How do Banks work?  - In class activity
1. Fill out this exist slip at the end of the activity - This is how I'll grade you!!!
2. Once finished, continue to work on your assignments from yesterday:
1. Financial Institutions Reading & Questions Due TODAY - submit this via Schoology
2. Financial Institutions Vocabulary   - DUE TODAY - Submit via Schoology

4/16/2017 - Day 57

Bellwork:

• Think about this question- why is it better to keep your money in a bank than anywhere else (i.e. in a shoebox under your bed, etc.)?  
• We will explore these answers today- so hold-on to your thinking!
• BTW - Last call for turning in either Sam's Budget or Ryan's Budget from last week -> check last week's blog posts for the links.

Class Objectives:

• Explain why it is better to put money in a bank than keeping at home
• Describe the services that Banks Provide

Today's Agenda:

1. What do Banks Provide?  -  Banking Basics Notes 
2. Financial Institutions Reading & Questions Due TOMORROW - submit this via Schoology
3. Financial Institutions Vocabulary   - Submit via Schoology

4/13/2017 - Day 56

Objectives:

• Revise a budget based on different priorities

Today's Agenda:

1. Samantha's Budgeting Activity  - Project Points!!!
• Link to Samantha's Budget Doc
• Link to Samantha's Budget Spreadsheet 
2. QUIZ TIME!!!
• Ryan's Budget 
• Choose a Partner
• Work on the Following
• Paper or Electronic Copy of Ryan's Budget
• Electronic Copy of Ryan's Budget SPREADSHEET -> Turn in via Schoology
• This will be worth as a "Quiz Grade" 
• TURN THIS IN TODAY!!!

4/12/2017 - Day 55

Objectives:

• Revise a budget based on different priorities

Today's Agenda:

1. Finish to Work on Samantha's Budgeting Activity  - Project Points!!!
• Link to Samantha's Budget Doc
• Link to Samantha's Budget Spreadsheet 
• Ryan's Budget 
• Choose a Partner
• Work on the Following
• Paper or Electronic Copy of Ryan's Budget
• Electronic Copy of Ryan's Budget SPREADSHEET -> Turn in via Schoology
• This will be worth as a "Quiz Grade" 
• Last Day to Turn this in is on FRIDAY!!!

4/9/2017 - Day 54

Objectives:

• Revise a budget based on different priorities

Today's Agenda:

1. Continue to Work on Samantha's Budgeting Activity  - Project Points!!!
• Pre-Activity questions (1-4) (after reviewing the spreadsheet)
• Begin working through filling out her actual expenses - Part 2
• Link to Samantha's Budget Doc
• Link to Samantha's Budget Spreadsheet 
• Samantha's Budget will be due TODAY!! Use your time wisely in class
• Submit the Assignment on Schoology!!!
• *** Important ***  You will need to submit both the finished Doc as well as the finished Spreadsheet to Schoology in order to receive full points!!!

4/6/2017 - Day 53

Objectives:

• Revise a budget based on different priorities

Today's Agenda:

1. Continue to Work on Samantha's Budgeting Activity  - Project Points!!!
• Pre-Activity questions (1-4) (after reviewing the spreadsheet)
• Begin working through filling out her actual expenses - Part 2
• Link to Samantha's Budget Doc
• Link to Samantha's Budget Spreadsheet 
• Samantha's Budget will be due TODAY!! Use your time wisely in class
• Submit the Assignment on Schoology!!!
• *** Important ***  You will need to submit both the finished Doc as well as the finished Spreadsheet to Schoology in order to receive full points!!!

4/5/2017 - Day 52

Class Objectives:

• Revise a budget based on different priorities

Today's Agenda:

1. Revising a Budget :   Work on Budget Basics - (Follow the directions on the Paper) 

•  Watch this Video on Budgeting 
• Additional Video if you're interested (This one is more detailed) 

2. If you finish early, you can start on Sam's Budget   -  Due by Monday!!!

4/4/2017 - Day 51

Class Objectives:

• Differentiate between regular, discretionary, fixed, and flexible expenses

Today's Agenda:

1. Look at the following  Budget Notes

2.Budget Notes Activity - Regular, Discretionary, & Long Term Expenses  (Partner Activity) 

3. Finish working on Budget Vocabulary   &  Creating a Budget Reading Questions

• Creating a Budget Reading Link

4. If you haven't finished the activity from yesterday, turn that in as well:

• Budget Activity Guide 
• Budget Activity Guide Questions

5. Work on Budget Basics - Follow the directions on the Paper 

•  Watch this Video on Budgeting 
• Additional Video if you're interested (This one is more detailed) 

4/3/2017 - Day 50

Class Objectives: 

• Introduction to Budgeting 
• Finish  the Budget Vocab and Reading Questions

Today's Agenda:

1. Introduction to Budgeting

• How many of you were able to successfully track your expenses over Spring Break?
• Were you surprised by your spending habits? Why or why not?

2. Budgeting Activity - Work in partners on the Budget Activity - Paper copies provided in class

• Budget Activity Guide 
• Budget Activity Guide Questions 

3.   Work on the Vocabulary and Reading Questions for the unit: Turn in the paper copy or through Schoology

• Budget Vocabulary 
• Creating a Budget Reading Link
• Creating a Budget Reading Questions

3/23/2017 - Day 49

Class Objectives: 

• Finish up your TAXES & 1040 EZ QUIZ  (On Schoology from Yesterday) 
• Finish  the Budget Vocab and Reading Questions

Today's Agenda:

1.Finish your TAXES & 1040 EZ QUIZ from YESTERDAY!!!!

2. This will be your task for the upcoming week, track your spending habits

3.  Finished Early?!?!  - Work on the Vocabulary and Reading Questions for the upcoming unit:

• Budget Vocabulary 
• Creating a Budget Reading Link
• Creating a Budget Reading Questions

HAVE A NICE SPRING BREAK!!!!

3/22/2017 - Day 48

Bell-ringer: 

• Question of the Day:
• How much money have you spent in the last week?

Class Objectives: 

• Finish up your TAXES & 1040 EZ QUIZ  (On Schoology from Yesterday) 
• Finish  the Budget Vocab and Reading Questions

Today's Agenda:

1.Finish your TAXES & 1040 EZ QUIZ from YESTERDAY!!!!

2. This will be your task for the upcoming week, track your spending habits

3.  Finished Early?!?!  - Work on the Vocabulary and Reading Questions for the upcoming unit:

• Budget Vocabulary 
• Creating a Budget Reading Link
• Creating a Budget Reading Questions